You’re in cheap hands? Sandy victim slams Allstate over paltry payout

This is an archived article and the information in the article may be outdated. Please look at the time stamp on the story to see when it was last updated.

TOTTENVILLE, STATEN ISLAND (PIX11) -“I can understand mother nature taking my home, living where I am, but I can’t accept that Corporate America has stolen 28 years of hard work from me, just like that,” said Joe Cardinale who nearly lost his waterfront home in Tottenville after Superstorm Sandy slammed into Staten Island.

Frustration fueled the birth of this banner, now draped across Cardinale’s Loretto Street home.  He claims the corporation that stole his hard-earned money is Allstate, his homeowners insurance company for nearly thirty years.

AllState

Allstate inadvertently mocks Sandy victims with banner showing small payout

It is because of that longstanding relationship, that the Joe and his wife Maria  assumed the insurance giant would take care of them, after Sandy nearly swept it out to sea.

“It was just never a thought.  We felt we would be covered!”

First, they say they waited 26 days before a homeowners insurance agent from Allstate showed up to evaluate their homeowners damage.  Cardinale say while water damage is supposed to be covered by flood insurance, wind damage is supposed to be covered by homeowners insurance.  Then, the inspection resulted in a single sheet of paper.

“They told me I have $1165.35 in wind damage. I have $1,000 deductible and my total claim is $165.35,” said Cardinale.  Maria added, “We were not saying it is just water or just wind.  We know it is a combination. There are some things the homeowners should be able to help us to rebuild.”

“$165.35 is an insult.  If I’m insured for $750,000 plus, how is that number possible?” Joe said.

The Cardinales’ act of calling out the corporation has turned into a Facebook sensation.  Their daughter posted this picture last week, and as of Monday,  More than 85,000 people have shared it.

As for Allstates’ company catchphrase, the Cardinales are less than impressed.

“It is not true,” said Cardinale shaking his head, adding, “Are we in good hands?  Ha, I think they need to change that.”

Allstate sent us a statement, saying, the banner does not accurately  reflect the amount the Cardinales received. The Cardinales admit they did get about $6,000 for sewer repairs and transitional housing.

The Cardinales hope Allstate reconsiders their claim and pays them the premium payout which is $250,000.

Allstate says it is still working with on their claim.

8 comments

  • Peter

    It's just not right. They threaten you if you are late with a payment but when it's time to make a claim they drag their feet and make up excuses why they cannot / will not pay.

  • guest

    These people are trying to rip off the insurance company. I live on the waterfront too. I don't live far from Staten Island. The wind was not that bad – it was the storm surge that created the damage.
    Fair is fair.

  • guest

    Exactly!!! First of all, he's just as responsible as the Allstate agent. Every year you should review your policy to make sure you're properly covered. 2nd, almost all of the damage was caused by flood. A homeowner's policy does not cover that. Most people don't want to spend that extra money for a flood policy and this is the result. You have to learn what you're paying for. I guess some people learn "the hard way"!!!

  • Teresa Lancaster

    Why didnt the bank which financied this once beautiful home do NOT make the homeowners to have flood insurance? The property is in a flood zone. My property line (which is in North Pole ,AK) is considered on a flood zone by 1 foot and I had to carry flood insurance. The crazy thing about that is the lakes are frozen 7 months out of the year!

  • teresa lancaster

    Why didnt the bank which financied this once beautiful home do NOT make the homeowners to have flood insurance? The property is in a flood zone. My property line (which is in North Pole ,AK) is considered on a flood zone by 1 foot and I had to carry flood insurance. The crazy thing about that is the lakes are frozen 7 months out of the year!

  • make money online and work at home

    So, you will either need to buy a domain or create a simple website to send
    your traffic to. They’re difficult to distinguish,
    however, from the countless millions of scams disguised as investments, ground-floor opportunities, typing jobs, data-entry jobs, writing jobs and marketing jobs.
    You may want to compare the two as each has its own advantages.

Comments are closed.